Our country is facing a financial crisis and many households are facing the threat of losing the roofs over their heads. On this website, we will provide you with updated information that can assist you. Below you will find several links to state and federal websites that offer support programs, general foreclosure information and guidance on how to save your homes.
Mayor Wilda Diaz
1. Department of Banking and Insurance
The State of New Jersey, Department of Banking and Insurance’s (DOBI) mission is to regulate the banking, insurance and real estate industries. The Homepage offers several resources for consumers. Most importantly, the topic entitled ‘Financial Matters’ allows you to navigate through links about foreclosure information.
2. NJ HOPE
The State of New Jersey, NJ HOPE (New Jersey Ownership Prevention Effort) website is extremely helpful in providing you step-by-step instructions on how to navigate through the many different stages of the mortgage process. This link provides multiple resources such as, the Foreclosure Mediation Program and the Mayor’s Combat Kit. Both offer guidance on how to take advantage of the many programs that are being offered to pressured homeowners.
Foreclosure Fast Facts
3. HOPE NOW
HOPE NOW is the National Crisis Center. This website offers information on how to contact your mortgage company, frequently asked questions and how to receive free counseling. HOPE NOW is an alliance between HUD (Housing and Urban Development) approved counseling agents, mortgage companies, investors and other mortgage market participants that provides free foreclosure prevention assistance.
Call HOPE NOW at 888-995-HOPE.
The New Jersey State Library provides information on financial and housing topics among many others provided by New Jersey State programs. The link will also provide you with a simple introductory video briefly explaining the site.